It sounds like an incredible resource, for $200 having a fully designed materials and fixtures schedule to pair with a labor only GC or a GC that can work well with a prescriptive materials schedule. https://ivoryhome.co/predesigned-packages/Just curious how other people’s experience has been.

Shoe collection and wardrobe that's way beyond what my budget affords. 

Meetup.com is a good resource for those but some of the groups will also post here on Bigger Pockets Marketplace too.

A handy search bar in the upper right makes it easy to find previous discussions, blogs, podcasts, and other resources.

Both are great resources and educational.

I don't even think its worth a sub-toSounds like you spoke to collections (who will tell you anything to get money) and not loss mitigation, as paying back due balances are NEVER part of a short sale.

Savvy buyers have a lot of support resources, AI, and automation to DIY much of the buyer process, market research, and purchase process.

I didn't qualify for Collective Genius because I don't do a lot of volume.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

No NON-QM broker or lender should be collecting upfront fees for processing.