You should be able to find local builders that will finance the construction component of your new build, however! 

Quote from @Jordan Sachs: I'm getting the info from my friend not her husband so it is possible something is missing however, I think she's mostly concerned that there is now a lien on the new owner's property and less about paying the actual bill.

Hey @Jerry Zigounakis, gratz on the new place!

Insurance- coverage for new engineering, permitting, etc8.  

After that, I'd paint and put a new kitchen in (likely do these myself, which I have done before).

Reno Scenerio Off Market Purchase Price - $185k ARV = $315-335kReno - $55-65kHolding - $10kClosing both ends - $25k= $335 , $315-$285 =$30-50k gain  As-IS Scenario Purchase - $185kSale Price on MLS :$225- $235kClosing both ends - $20kHolding - $4k= $235 - $209 =$16-$26k gainIn both scenerios I’ll be 1031ing it into a new investment.

Quote from @Daniel Osman: Yes, you can use a 1031 exchange to acquire multiple replacement properties in Florida from the sale of your investment property in New Jersey.

Most will be happy to accept the check and deposit them for you.

Quote from @Chris Seveney: Over the past quarter, I have seen around $1B in defaulted fix and flip loans - many of these from new lenders since 2020 and more of a "tech platform".As we all know, the intersection of tech and real estate investing has brought incredible innovation, especially in hard money lending.

Investors with sub-4% rates have a big advantage, while new investors need to adapt—whether through creative financing, value-add strategies, or finding better deals.