@Jeff Hineswhatever you end up doing i'd stay local. i know the markets you mentioned look tempting, but they have their own challenges - for example, the midwest housing stock is very old and often has severe deferred maintenance. 

Now O will research about these tricity you mentioned! 

@Xavien Rafael, I use even more accounts than you mention.

I mention this as I have seen some people want to sue companies because they were a sponsored affiliate on a website…Regarding the original post- expect 10-12% (I think latest I saw is avg is 11.5%) rate plus atleast one point for a 12 month loan.Bigger companies may take longer for approval and can be more flexible usually in down payment amounts.

Reflecting with the beaty of hindsight, I thought it might be worth revisiting some of the strategies mentioned here to explore how they’ve played out over the past year.For example, in early 2023, property values in areas like Bay Park and Clairemont were climbing fast, but they’ve since stabilized a bit.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

I would also mention a heloc if you have equity in your home.

Some agents on here where mentioning about all the benefits you get by being part of an association. 

The property is a 4-unit building, in a good location for the aforementioned play.

@Michael Plaks Thanks for the mention!