I currently own 4 rentals in different states and looking to buy more.

A main difference I noticeably experience is who the merchant of record is.Best of luck with your listings!

I have heard it used different ways.I have used a version of gap funding where the hard money lender funds 85% of the flip (purchase + renovation) and the gap funder funds 10% of the deal.

That is just not realistic.To illustrate this.. lets run this experiemtn.Imagine me giving 4000 people, that same list of 2000 contacts... what your claim then states... that pretty much 4000 people will all make a deal from 2000 leads.So 2 different people make a deal from ONE single house.So that too is proven wrong.So the way THEY told you that claim is completely wrong, and logically impossible.

My other SFR notes have interest rates determined by the borrower's cash, credit score and income - so market rates or higher.I understand the difference in performing vs non-performing notes and that performing can become non-performing pretty easily. 

I highly recommend working with professionals who understand the unique needs of STR investors—it makes all the difference!

It may differ a bit in your area.1. 

It's no different than their 2-year, low interest rate teaser houses.

Would this be something different from what you can Google and find other articles on? 

I'm now wondering if that isn't a cultural difference.