We are ready to continue investing and are interested in traditional financing but want to learn more about Subject To and private equity and other creative financing methods. 

Although 2024 was generally considered a seller's market, based on what's going on in the new and the real estate market --- Do you think 2025 will be a buyer's market or continue to be a seller's market?

I've had one recent multifamily deal in Florida exit with a 32% IRR and one hotel deal in Atlanta refinance and return 110% of the original invested capital through dividends and the refinance and the hotel continues to make regular 16% distributions.  

This allows the owner to “write off” the value of disposed assets immediately, rather than continuing to depreciate them.

My advice would be to find a mentor (the right investor-focused agent can be great at this), continue analyzing deals, run them by your mentor, and then make offers when a deal meets your buy criteria.

Do people take those credentials home with them and continue using your account. 

I would love to continue learning and eventually using Real estate investing to climb out of my hole.

Also, check out his podcast...one of the few I have continued to listen to over the years and stays current with good content.

In fact, invest outside Calif for sure.I suggest you continue to rent and buy an investment property first.

I realize this comes with the STR business but if I'm going to continue to use VRBO I need to find away to attract the "good" guests and minimize the bad ones.