A good real estate accountant can save you thousands of dollars by leveraging entity selection and formation, tax deductions, cost segregations, bonus depreciation and tax planning.I recommend finding an accountant who specializes in real estate taxation and tax planning.You may want to consider working with your accountant remotely to expand your options.I would also recommend looking for a accountant willing to work with you throughout the year.

They are really close to where I work and it's definitely a great long term play with all the investments going on around it. 

Quote from @Sebastian Bennett: It's funny because I actually had a dream of setting these up and seeing how this would play out lol

They may have played a role in your credit card denial.  

We're doing buy & hold for the cash flow so that I can leave my day job and play monopoly full-time. 

It takes a while to get going, but if you put your mind to it the snowball effect starts to come into play. 

Most people who buy 2+1 and think they can use the third and get busted on that, end up renting the bonus unit to the top or bottom unit as extra space, but that is a loss on what would be unit rent by more than half.

It's a longer term hold play, so not much income to speak of this soon.

If you want to pack and feel like the Lone Ranger, buy a ps4 and play red dead redemption.

What incentive is there for them to perform well on the deal if they have already made 18k off of you and it is only your money at play.