I've had letters from auto lenders a couple of times when there was confusion about the insurance stating they would buy insurance and bill me.

They auto blocked the name of the school in my post reply, but it starts with Dean and last name initial is G.

Hey Josh, Next time you want to take a break and watch the Superbowl, just leave the website on auto-pilot :) Glad you were able to get the site back up.Jim

Do I add up all properties' PITI, auto loans, credit cards, etc. then divide this by all the rent I receive?

Melodee ** auto correct

However, while there I discovered I have MS, which is an auto-immune disease which leads to eventual loss of muscle control.

You can do much better in decent rental areas in the Atlanta area right now if you are looking to buy and hold.I still feel your maximum retail value would be about 170k-180k (maybe even 160k due to the auto garage next door) but that is actually gross not net so you would still need to take out purchase price, renovation, realtor fees, and of course holding costs.

You'll find all the complimentary businesses that cater to students, restuarants, clothing stores, auto repair, the list is endless, just think of the athletic depts and activities that are needed to support a school sporting events.

It took about 6 months to get my system down, but its just about running on auto pilot now.

Now, I am set up for auto pay, and will never willingly carry a credit card balance!