I currently have my first home under contract in Phoenix, AZ.  

@chris martin  @larry t Ok this for me is a clear lessoned learned before i reach out and look to ask for help i have to be extreamly clear with what i am asking for or looking for so yes i am a contractor and i do make good money i wasnt trying to boast or try to make my self look like something im not either i realize now i didnt express my self clearly and i appologize for that because clearly some people are taking what i explained wrong  I may be coming off the wrong way but that is clearly not my intention how ever all i was looking for was a good hard money lender in my area thats all nothing more nothing less this deal is an off market deal she brought to my attention And what I consider to be a smoking hot deal others may not feel the same way because you may be more seasoned than me and  you may consider a smoking hot deal a 2 million dollar deal So this is all about a matter of perspective and experience also fellas im not claiming in any way what so ever to be a seasoned vet when it comes to investing either and from what i have learned its alot better and smarter to invest with someone elses money and partner up with someone who knows more then me so that i can get to a place where deals look better from a different perspective plus if the investment is right of course do it and if it makes sence  then great move forward and if not then be smart and pull away its all common sence and i do realize this there will always be a deal out there 

Is your pricing in line with recent sales and in contracts? 

I will be closing on my 18th property on the 21st of this month and have my 19th under contract. 

My total cash to purchase the property will be $6,500 + closing.With a contract for $43,500, I don't think there's much room for a wholesale opportunity & a 30 year loan would increase my cashflow by about $40/mo but I can't seem to find one right now.The property is a 3/2, 1,000 sq. ft. the lease renews in August, month to month, at $825.

We put a 5 unit property under contract, did our inspection and requested the wire instructions.

All units are currently rented out and most of the tenants are under month to month contracts with many of them in need of a rent adjustment as the are well below avg rents for the area.   

What she thinks I ought to do is make the tenant financially responsible for the rent of the entire Lease Contract (1 year).

It's not stated in the contract, but I didn't know if certain states require you pay that if you get that full price offer and you decline it.  

Was it written into the contract?