Putting a borrower into a home which starts out with negative equity, who does not have sufficient capital to unleverage themselves is therefor the very definition of predatory.

5x verifiable income and most negative credit issues being years old would be ok with me.

we ask for 2 months bank statements. we have no issues if they black out the acount # and SSN (if there).you have no idea how many times people that apply and clearly can't afford the rent buy stuff with their ATM at the corner store. and late fees. and negative balance!

If you are taking out a loan for a down payment (either a line of credit or refinance loan) does that negatively affect your chances of getting the mortgage to pay for the rest of the home?

So if I only need 10%, I charge 10%.

Again, I only know one side of the story and I'm just pointing out one reason this Realtor might be acting the way he/she is.

Will negatively impact my credit?

After Discussing my findings with the CEO of the Crowdfunding portal, the investment was pulled and investors that had their funds returned.I have called the sponsors on over 30 deals and I can not overstate how helpful this has been in the due diligence process.Anyone else had either a positive or negative experience in a Real estate crowdfunding investment?

So $400 in negative cash flow.

Are you constantly around negative people?