The home is 1830 sq ft, brick, paved drive, carport, deck, 3 bdrms, 2 baths, roof & windows only 5 yrs old. 

@Will Rodgers if roof only has 3-5 yrs left any good home inspector will tell you it is at the end of its life and needs to be replaced good luck to you 

And was using my contacts "team" it didn't work out well..I've been doing this for 12 yrs, and I only now have team. 

been in the rental market for a few yrs even had a conversations with a few detectives about this involving our properties the new kink is that it's move to the retail side of it.  

I think I started out like everyone thinking I'm just going to flip houses...I ended up creating a management company where I find, buy, fix and rent multifamily houses. Then sell to investors all over the world who o...

Conventional will require at least 1 yrs returns as a SE borrower (with qualifying income), as you already know, but even without a return, you will need to provide that info through bank statements, asset depletion schedule, CPA produced income statement...something. 

That'll produce $10K in 5 yrs and $21K over the 10 year period.

Additionally, I will be working at Camp Pendleton so commute is a restriction.I looked into FHA options however with limited down payments and short potential time on station in SD (2 yrs) I just cant see the math working as I would end up very cash flow negative.I am currently searching for a duplex with VA financing in the $700-750K range. ( with certain assumptions regarding rents )Depending on your plan for your current fourplex you may have some options - equity available?

I've been doing seller-carry's with about 8% down @ 6% for 20-yrs from tired boomer landlords that own free and clear.  

The seller had claimed the roofs had been torn off when the new shingles were replaced 2 yrs ago.Is there any action we can take against the seller even though its been over a month?