Other paperwork in your loan file may be able to conclude how they treated the Occupancy.

You will also personally guarantee the loans.  

., using a full-doc loan... if its schedule C, you would need to do a 2 year average of this income in order to use it. its looked at as a business, and self employment income. if its schedule E, theoretically you could use the schedule E income calculations just like any other rental even after the first filing.

It's like the banks selling loans against cash collateral.

While container homes aren't necessarily on a black list for conventional or other traditional loan programs, homes that don't have acceptable appraisal comps effectively are.

This is pulled from an amortization schedule of the loan from the $450,000 house at 6.625% interest rate.

Sometimes when people hear the kind of interest I pay they will get so excited about loaning me money that they want to hand me a big check right on the spot.

As a 5-unit, or even an 8-unit, you can find residential lenders offering residential DSCR loans.

VA loan

Who is going to get the construction loan and be the guarantor for it?