How much do you usually make an offer below the listed price?

I know fannie mae offers a 5% down one time close loan for a single family home construction, but now with the new rules, does it allow 2-4 units for this 5% down payment? 

(alternatively does Vanguard offer self directed IRAs?)

I have heard on podcasts that regional banks and portfolio lenders/in house lenders(not selling loans to freddie/fanny) can sometimes offer 6 month seasoning period for cashout refi. 

Thanks for offering your help, I'll get in touch through DM.

Can we request a financial summary/statement from the seller before making an offer? 

You get two Q&As per week: Not only will you get a weekly Q&A with the instructor to discuss the content, but you’ll also get a second Q&A with the instructor and a special guest star to bring more dimension and depth to your learning experience.Our Interactive Bootcamps offer weekly, live Q&A with attendees.

Our brokerage and sister companies offer RE services, PM, and construction services which a lot of out of stater's find convenient.  

So, looking to purchase a co-op and the co-op is offering a credit towards replacing the floors. 

Offer to refund his deposit immediately as long as there's no damage (you handle the cleaning).