It seems there are a lot of issues down the road with transferring properties into LLCs due to “due on sale” financing clauses and transfer taxes (2-4% in PA), in addition to the legal ramifications.

I ended up investing in Indianapolis IN because it's better cash flow.The only reason I'm commenting on your post is that I want to clarify that A class neighborhoods generally attract A class tenant but A class tenants are pain in the butt!!

Some growing pains and I didn't like being on-call/on-internet 24/7 for things that pop up while scaling.

I kind of just followed his guidance but what a pain in the rear. 

Here are some of my pain points:Given a particular property, what would be the typical expenses for this building?

What a royal pain!

Also think letting tenants pain is a bad idea.

I co-own a property management company here in Huntsville and have a few of my own properties, we have gotten a few out of state clients that came to us with turnkey properties where something in their deal was a bad enough pain point that led them to switching over to us.

You should make a big Pro/Con chart for renting an apartment vs buying a house.Renting an apartment:Pros: Little to no maintenance on your end, save a bunch on not paying property taxesCons: Not building equity (aka you don't own anything), proximity to neighborsBuying a housePros: mortgage interest deduction, after X years you own something that you can sellCons: Maintenance, taxes, insuranceBuying a property like a duplex and living in one side and renting out the other:Pros: Your tenants help pay for your mortgage and other expenses, you get to learn how to be a good landlordCons: You live close to your roomates albeit seperate units (this could be a pain in the butt if you have crappy tenants)Hope this helps!

You will have to deal with the insurance company , that alone is a pain .