As long as they have gone through your screening process the same way and you feel comfortable, you should be fine in either case.

But thinking about the BRRRR process.

Whether it's insights on the pros and cons of furnished vs. unfurnished or suggestions on rental pricing, I'm eager to tap into your collective wisdom.Thank you immensely for being part of this decision-making process!  

BP is an excellent resource for learning about real estate investing and connecting with like-minded individuals.

Could you subdivide it into lots and sell the lots individually for more money?

A duplex/multifamily could work but the tenant friendly laws in the bay area have me concerned that an extended eviction process would kill any reserves and risk losing the property.  

I agree with Bruce that GC can often get better prices than an individual, however, if you are doing multiple deals you will be able to get great prices as well.

Your decision-making process will be aided by knowing your objectives.Determine how much risk you can take.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

Tell them your situation and they might be willing to tell you about the process in exchange for a shot at doing the work.