Before 9 am local time I've already sent emails to the decision makers of the two largest single family holders in the USA.

; unusually higher rainfall recently; changes in the occupants water use, laundry use, food/drinks, chemicals; a sock or something flushed down the drain; a combination of these or something else.

I am also a west side buy-n-holder.

It is my understanding after winning the initial tax certificate, the tax certificate holder has first preference to buying the subsequent taxes.

In talks with a couple of people now to occupy the commercial space (food services).

Just some food for thought, not all notes need to be seasoned.

In terms of revenues, banks only consider 1/2 of rental revenues as income, and since we are supporting a significant mortgage, our DIT is > 50% so we are not able to get a loan.I understand the bank's conservatism, but basically we only have food as living expenses, we own a property that is paying itself and our credit rating is top notch.

I don't feel that it is possible to convince someone else when they feel strongly about a topic and I don't consider my opinion to be better than yours or anyone else's....just spirited debate and food for thought.Regarding the OP, I agree that my opinion there is not supported by the contract (although I don't fully understand the proper interpretation of the clause in question).  

Does anyone know a lender that will accept a 2nd lien holder on the contract?

I have white kitchen cabinets and they get food all over them, and dark wood hides flying stains so much better.Comments please!!!