A personal home is a liability that is not necessary, it is a life style choice that is a financial burden draining your resources.Over the life time of home ownership, unless you are in a extremely high appreciation area, a personal home will cost you twice what you would ever sell it for.

Just in case you’re wondering, if they keep it for 10 years (which they will), that’s a 21 percent return.

It's all food for thought that you can apply to your life in some format.I read it and personally thought it sucked, but I have a lifetime of building and owning businesses, so I think that was the leading factor as it was to thin for my taste.

Too bad interest rates just went up 0.75 percent this past week.

I have dedicated a lifetime of work to helping improve and advance the lives of others by building relationships, communicating and facilitating the needs of clients in both the government and private sectors.

2) I want to put 20 percent down on a year 30 year mortgage but aim to pay it down faster.

Hi @James Ritter,You can just run an amortization table really quick after checking what ballpark rates were back then (bump this by a quarter or a half a percent, those numbers are kind of "walk on water" numbers that most will not qualify for).

It is expected that home prices will rise approximately 25 percent in the coming years, which makes it critical for anyone looking to buy or invest to do it now.The expected rising home prices in the next few years make real estate a strong investment, with the potential of rapid equity growth.

However, it is considered 2 separate properties.My realtor originally wrote the estimate up based on 3 1/2 percent down.  

Figure out all the CapEx items that can fail, how much they cost to replace, and their lifetime to come up with a reasonable CapEx allocation ...