Neighborhood factors such as crime, etc will likely be considered by your insurance agent.  

Finding the deal, funding the deal, and managing the deal are the three main factors in any deal.

The author does not factor in either the anticipated, or even recent job growth, or the impact of the sales price that will need to paid to purchase a home now occupied by a Boomer. 

MFH vacant land will likely bear the brunt of the price pull back since most investors will be factoring in the loss of the full abatement and frankly, prices are already too damn high. 

You can find deals where the rent is above your PITI, but once you factor in PM costs, vacanacy and repairs it won't actually make you that much. 

This isn't a political discussion forum, so I'm not going to opine with my personal political opinion, but that seems like a tough sell to the American voter.The other option is to get rid of such hard-and-fast DTI rules, and let markets sort themselves out (65% DTI, with a compensating factor of 10 years of monthly payments in a savings account left over after the down payment?

Scan/photocopy of the two most recent pay stubsAt landlord’s discretion, compensating factors such as an additional security deposit or co-signer (guarantor) may be required for qualification if Applicant fails to meet any one of the above requirements.

@Nathan G. thank you for replying, even if it was an insane amount of math to drudge through early in the AM (:My calculations definitely don't take in the "X" factor of REI; which you nailed it... understanding how to manage the property effectively, and to grow the cash returns inside each property year over year.

Meaning there are no sewer lines under the streets.AC and Heat systems vary in price depending on many factors. 

Maybe you can find ways in the early stage to dovetail the two, as an example, learning about credit scores and debt while aggressively paying down actual debt and manipulating you credit factors to increase your score. another example, mind an investor who need help in your area, work for free to learn stuff and ask instead for a tiny slice of a deal, learn and build your future at the same tie. it's a life long pursuit!