I have access to loan information and see a huge group of people that have been able to hold on to their McMansion's and BMW's to this point.

In the end, there wasn't enough parking, so I didn't buy that property.I've also seen it happen with a local business that wanted to expand.

We would rather not have a 20k escrow from a 203k that we don't use up right away, but would like access to the HELOC if need be for cabinets, etc.

I have a contact, who is an attorney, near Buffalo that works with a lot of Canadian investors.He has access to very solid real estate investment opportunities both residential and commercial.Hope this helps, just PM or email if you want his contact info.Stacy

Is there any way that an ordinary individual can get access to exhaustive mls listings for a certain area?

I have access to a line of credit to pull the 10% but don't want to because that payment is so high it will make the property very hard to cash flow.

There's so many ways of accessing cash without creating income it's ridiculous.

Does anyone know of good sites, contacts for commercial bankruptcy auctions of real estate?

The link will be on the nyc.gov website, just to make sure you find the right one.Print out a copy for yourself, it is free to access.

It will be a drain on our economy with these folks having access to health care, ect.