In practice, the effect of tax savings is usually not included because it can be complicated to calculate.- IRR (Internal Rate of Return) can be used to measure the net return generated by ALL FOUR sources (i.e.

The most effective rent collection method is whatever works for the tenant - except picking up rent!

If we bought a house, the longterm cumulative effect looks like this: The grey line is property value, the green line is your equity in the property, and the red line is cumulative payments.

Installed the new roof on #7 house and signed a new lease with the tenant I inherited from previous owner - who did not have a valid lease in effect for over 24 months.  

The beauty of bribes in the US is we just make them legal and call them a different name so the dollar amount can increase exponentially without diminishing the effect.  

What that effectively means is that a NEGATIVE INCOME (read LOSS) on SCH C occurs every year -- A KNOWN RED FLAG.   

I imagine different lenders/underwriters would have different policies on the matter, but I'm hoping they'd view the HELOC similar to a credit card (zero balance = zero effect on your DTI) as opposed to a car loan (which is a debt for which the monthly payment would definitely be factored into your DTI). 

She may not want the landlord to come back and say she is late using a bank posted date which could be days after rent was delivered to the landlord or something to this effect.  

Alternatively mail to them but I think calling is more effective.

Late payments can have a big effect on your score as well.One way to get into real estate investing is to house hack.