.  keep in mind I’m just now about to pay rent for the first time since moving in I have a head property damage now and really bed health effects.

I woud say that your head is in the right place. 

I know you guys care about the user experience, so wanted to give you a head's up if it was pervasive, and thanks for jumping on it.

I agree with you that HAI is a good indicator of where market "could" be headed.

My local REIA has a meeting Wednesday so I'll head out there.

Just trying to wrap my head around this a little better.

So as long as I keep my "advertising" to friends and family (pre-existing relationships), can I just give my proposal and presentation to family and friends, and once they agree on something, head to a lawyer to create the note between us?

(the rules change depending whether you have 4 or fewer or over 4 so I can't be more specific off the top of my head).Say your objective is monthly cashflow, then calculate what income you will or will not receive under the new financing.

None of the books will teach you "how" to make money in real estate, but they will  certainly help you get your head in the right place.

The fall back I had in my head was pulling equity from the home if I need to purchase my personal home or if another investment opportunity came across.