So things that are a red flag for me may be fine for someone more aggressive.1) Portfolio matching: (takes 30 seconds per deal)a) Have an educated opinion on where you think we are in the real estate cycles (financial and physical market cycles)b) Then only then pick the strategies, capital stack, and specialized asset subclasses that make sense for that opinion.

Studying your market and becoming educated will give you the best chance for success. 

The first piece of advice I would recommend is to start educating yourself in the area of investing you would like to focus on.

If you're not an expert in any of the RE niches, I'd say you should educate yourself first.

That won’t work so I will continue to seek out a bank that might be willing to do as you said and I could bring 10% to the table.

I have significant amount of money invested in stock right now and reasonably trust the average index fund return rate of ~9.5% to continue (of course, been getting much higher than that the last couple years, but we're in a bit of a bubble).

I would encourage you to educate yourself.

After a few more appeals she finally lost but continues to file appeals that the court system keeps shutting down.

There does not appear to be room for reduction in operating expenses.I am doing my own due diligence but would also like feedback from others in the local area as to what they think of the location, the property and prospects continued growth in the area and for increasing rents.

There does not appear to be room for reduction in operating expenses.I am doing my own due diligence but would also like feedback from others in the local area as to what they think of the location, the property and prospects continued growth in the area and for increasing rents.