And congrats on the new child. 

And you will find that generally 2 children will make 4x the noise and damage as 1 child (this holds true for pets as well).  

On the outside we would all envy his life in one way or another, this is in fact the perfect picture of the American Dream, but there's a catch.

I can't imagine American Express would be a good fit for what you want.

In May while listening to "this american life" an add came on for the bigger pockets podcast and I have been listening to about 5 episodes per week and supplementing by reading real estate and business books.

I know that American has a free market and all.

Here are the few that say they do aggregate or blanket type mortgages:Upen Patel can do a blanket at Federal Savings Bank.Dayton Capital, FOAC bundles 7+, Corevest or Colony American bundles 5+, Visio 3 to 7 in a bundle, Conventus, and  Mofin will bundle. 

BP is a great resource but is geared towards the American audience.

This market (Rochester to be exact) is the poster child of steady.

I bought non-performing notes and sold at auction so I've been on both ends of the "coin" so with all confidence i can tell any investor to aim for properties between 100k to 350k (at the most).The "sweet spot" for a quick exit strategy is between 150k and 250k these is "mid American " fha approved.