- I have considered getting another job, but with everything going on at work (Currently getting a certification) the free time I do have, I want to spend learning and building my RE business.2.)

Give me a call - I'd love to sit down with you and go over the advantages of this program. 

I did find quite a few articles stating that certifications don’t seem to matter.

Hello,I'm looking at refinancing our SBA loan debt this summer or fall - and looking at obtaining an FHA Sec 232 loan or I've seen there are some Fannie/Freddie loan programs as well depending on the lender.I like the fact these are non recourse with carve-outs and depending on the loan can be assumable and with far better interest rates for the life of the loan.However I'm a bit paranoid about the controls the lender would have over myself/our business and how much it would cost to have audited financial statements. 

Is there a need to re-certify and get a certificate of occupancy?

The city does have programs for vacant lots.You can just let it eventually go to scavenger sale but you will get a ding to your credit.You can try to donate it to a charity.

There are some really good bank/credit union programs out there as well. 

A couple years ago I got a BECU 12 yr no fee fixed loan on an investment property https://www.becu.org/loans-and-mortgages/home-loans/fixed-rateI do not know if they still have this program for non owner occupied anymore but worth asking. 

There are programs out there that no one uses because they are too much headache and there are better products from other sources.

Revenge is for suckers, its not worth the aggravation. 15 years ago I had 15 rental properties and life was going well, we were making a small amount of money and then the "Cash for Keys" program kicked in and my "partners" who were doctors decided to sit on their hands and not fund the business in the shortfalls, the wife was only selling 2-3 million a year and I was making enough to cover our own household.