I've got excellent credit at the moment and a job with six figure income (however much lower after taxes/student loans/primary mortgage), would this help gain what I want with a lender?

It's not a bad deal, not a great deal.

THE SOUTH DALLAS AREA IS A BAD PLACE TO INVEST IN REAL ESTATE CRIME IS BAD AND DRUG DEALER ARE ALL OVER THE PLACE I WOULD ADVICE YOU NOT TO BY ANY PROPERTY IN SOUTH DALLAS AREA OR WEST DALLAS AREA I LIVE IN GRANDPRAIRIE TX ABOUT 40 MINS FROM SOUTH DALLAS I HAVE PROPERTY IN CEDAR HILL AND GRAND PRAIRIE THERE A LOT OF GOOD AREA IN DFW AREA BUT STAY AWAY FROM THESE TWO AREA

Shrug it off and figure he's have a bad day.

During that time, I also had 2 mortgages that were successfully modified--but as a result my credit scores have suffered and dipped to the low 600's.

ITT students might be able to transfer their federal loan credits elsewhere or possibly have them canceled.

. $3400, maybe take out cash advance on my credit cards $2500, and do a cash out refinance to get the equity out of my house. 

Ok BP this is an actual situation. So a family member gets sick and let her house which was bank owned with a mortgage get behind on her mortgage and utility bills to the point of potential foreclosure. Her sister ste...

Income and credit play a part, but not as much like a conventional lender.Get a HML, fix, flip, repeat.

I have had instances before where overseas they get hit with a bad storm or earthquake and they are out of commission for a week.I have found using local people close to your business tends to work well at least it has for me.