Make sure the insurance on the place is paid up.

Especially since you can do a 4-plex, live in one with only 3.5% down (or something crazy) and NOT have Mortgage Insurance.

Looking for recommendation for insurance Agent in the area.

@Alex LocklearWhat did title company insure-was this an exception?

At closing you should receive:   signed promissory noterecorded trust deed/mortgageTitle insurance policyInsurance policy (if any)Copy of Deedpayment historyOnce you get the AOM, record it with the local county.  

I got my first offer and the  buyer asked for me to pay for a year of home insurance not to exceed $500.

The main hang ups are: I don’t have a lot of capital to spend on legal fees before I do 1 deal, BUT, I don’t want to run into serious problems on my first deal just because I didn’t know about a legal problem.Also, do I need insurance during the process of buying, rehabbing, or selling a mobile home, and if so, what kind(s)?

Make sure they have workman’s comp insurance.

I gave up -everyone has mine-utilities, credit card companies, NSA, IRS, bank employees, property managers, landlords, doctors, hospitals, insurance companies, car dealers, airlines, DMV, apple, Samsung, etc. really think it’s safe?

I personally try to do everything I focus on the consulting side of the business but I offer property management services, risk management services, insurance, and agent services