I am getting ready to purchase my first rental property in Oklahoma City, OK and I’m looking at an home that is priced under $80,000.I plan to put 25% down to get the best rate.I’m from California and haven’t run into this before... but it seems like there are lending minimums and a conventional loan of $60,000 isn’t something I’m finding easily.I could likely get a hard money loan or get a HELOC on my primary residence and purchase the home with cash... but I don’t like these options because the interest rates are higher than a Conventional loan.Besides hard money or a HELOC, are there any suggestions on how to get this smaller loan at a reasonable rate?

And obviously, it rarely cash flows unless you can find property with an existing source of income that can be added to (a savvy strategy actually). 

Depending on the cash required, I'd probably look for a partner to fund the downpayment and renos, and do an equity split.

But trust me, it's possible to make it happen even without a ton of cash or perfect credit.I’ve been in your shoes and managed to buy a number of properties without using my own credit or cash.

I want to ask cash flow/rental investors is there a certain amount in rent that you wouldn’t rent under when sourcing for properties?

It might surprise you, but investing overseas could bring in much more cash flow and appreciation than you thought possiblehttps://www.youtube.com/watch?

Moreover, new built homes are underpriced with so many incentives like rate buydowns, flex cash and cash off the purchase price.

Purchase price: $46,000 Cash invested: $38,000 Sale price: $68,000 Live in fix and flip, admittedly the cash for deposit was a gift, leaving me time to live in It and fix things up.

My cash flow is not great because of high insurance rates and HOA fees.

In the classic "B" neighborhood vs "C" neighborhood debate, I'd probably give up a 2% monthly Cash on Cash to be in the "B" area.