Personally, I like this and have had some good counsel on using two LLCs--one for holding and another for renovations. 

I have been lingering a few days, and I figured I should make a post to at least introduce myself.

Investors are buying the property in the area and have bought the apartment complex next to my property and several houses down.

Phoenix and Scottsdale that require ore capital and bigger renovations.

I’m aiming for a balance of reliable monthly rental income and long-term appreciation.

However, landlords must ensure that their late fee provisions are "reasonable" and do not violate the state's usury laws, which prohibit excessive interest rates and charges.Thank you for the push in the right direction. 

I am buying all my LTRs with cash that is generated from my other rental income.STR'S for me are high end vacation rentals and I use mortgages for these.

I just talked to customer service and they said Landing has discontinued their listings and is terminating services and laying off staff. 

I've used this company, and they were very easy to work with and help me every step of the way. https://evictionsandjudgments.com/residential-evictions/?

@Shane Petersen from my experience, your best bet is to find and insurance broker that sells SafeCo.