Congrats on having the drive and courage to pull the trigger.  

You also want to check with your CPA to determine how gifts are handled in CA to ensure no gift tax is due....also you want to make sure adding you to title doesn't trigger some kind of change to your property tax or valuation.

Hi BP I have been a BP member since 2015 I am finally ready to pill the trigger.

My next move in going to depend on the best opportunity in front of me when I'm ready to pull the trigger.

Even though conventional financing dried up (after too many mortgaged  properties), I have never had to renegotiate owner financing I just cashed out period. 

If that is a rent that I think works for my area and what I have to spend then I pull the trigger.

I went through the VA loan process but never pulled the trigger on it because I felt like it wasnt the "right" time. 

I’ve had to clean areas that would make a man dry heave .ive Had to sort out/ clean a diseased dead guys unit where he died .scrub feces off bathroom walls .pull women’s crusty panties out of moldy storage areas .

I imagine myself 10 years in the future lamenting the fact that I was too chicken to pull the trigger and make the deal.Yes, there are a lot of unknowns in any deal so "doing the math" is of questionable use. 

Jan, sorry to hear of all of the damage.There needs to be an "Occurrence" to trigger insurance coverage.