I used to be on the Dave Ramsey train and think that all leverage was bad.

Plenty of great programs out there for sure. 

If you just want the degree for your own heart, then find a program that you get No student loan debt. 

It showed to be a total train wreck of a place. 

We refinanced using the VA cash-out program in 2020. 

They all have their own perks and benefits but what I am looking for most as a new agent is adequate training and support to insure I achieve sustained success and do not fizzle out in my first year like the 90% of realtors they mention so often in school.

;) Make sure to find one without monthly membership commitments, flexible pricing, and an awesome affiliate referral program! 

They do require licensing, sometimes training and often inspection.

From their 2020 10k:--"Inventory is comprised of homes acquired through our Zillow Offers program and is stated at the lower of cost or net realizable value.

This is a conventional  program that will lend up to 95% of the post renovation value.