Barry has crap credit, and a lot of expenses. 

Also recommended a lender if you know one i can use brrrr, I have multiple rehabs going on now so not a good credit.

I was blessed to have money gifted to me from my parents from their LOC (line of credit).

The result was a golden age of opportunity if you had a little capital and decent credit.

Based on my income + about 70k in savings from selling non-performing properties i have been debating a few ways of going...I have been keeping an eye on MLS listings since i still hold my real estate license for the past few months and Craigslist for cash deals, but i feel the prices are just terrible right now on your typical 3/2 rental properties...Option 1: Should i keep looking for 3/2, 4/2+ under 150k deals for rentals in hopes of something popping up?

I have a local credit union that will loan money to me at 2% for a term of up to 20 years.

Credit default insurance and a home warranty if your cash flow will allow it will allow a property to survive those stress tests

Which banks or credit unions are offering the best deals? 

For example, I'm solidifying my belief I would make a terrible landlord and property manager based on these discussions, so I'm directing my efforts towards the financing side of the business.

Did you run a background and credit check?