Ideally, you could negotiate with the seller to carry a first-position note instead of second, or even offer them a higher price to make this work.

Hi @Andrea Galvez Yes, unfortunately 5 or more units is considered commercial and you'll have to use commercial financing.

If you have someone or know someone who is actively lending.

Once I found a duplex or triplex my plan would be to jump on it and househack it.

I believe the BRRR method is dead or at best on life support! 

Would appreciate any input on where to invest - Henderson, NV or Phoenix/Tuscon, AZ? 

Either Tempe or Phoenix. 

Well, my advice is that if you can't find information or reviews on a person, program or property, then it's probably not a good sign.

Rent out the other units - even rent out other bedrooms in your unit.2) If you have 20% down, you can do a rental or DSR mortgage on a 1-4 unit property.3) If you have no money, you can try to:---Wholesale---Ask family & friends to investo with you for the 20-25% down needed for a DSR loan.

I hope that helps, or is at least a start for you!