Three of the sales have been on payments and the rest were cash.

I can stop by their current home (this way if it's a mess I say Sorry NO) in 15 mins for the rest of the money. 

In my younger days I was "smarter than the rest" I'd save later and be ok, now mind you I'm 34 this year and I had a bit of an apifiany  and realized I need to get in gear and get my future going, I as I said am still learning, so as a student I find myself with as lot of questions.

(the rest of the homes were paid for) and we had a whopping payment of $36,000.00 a year in taxes to the City of Detroit.  

I buy often with 40-50% cash and the rest private money or a hard money loan.

There's no shame at all in keeping the lights on while you get the rest of the business going.

Live in one and rent rest.  

If rates jump up (OO rates were 15% when I graduated from college in the early 80's, 9% when I bought my first house in 1987) you can rest assured lenders will call any loan they can.

Why not 10%, as with the rest of the rent?

It even took a toll on me and rest of my family, knowing our brother who' worked his a** off to get where he is could soon be bankrupt, due to this nutjob and her mold money grab BS!!