If the appraiser were to look at them as income-producing properties, I'm all set and should be able to refinance all of my cash out. 

@Kevin Polite My advise to you would be to run a net present value calculation of the scenarios and see which produces the most positive returns.

However the process to do so costs many times that of the gold produced.

I wish I had known about house hacking when I was younger because I think that is a great way to build knowledge about the REI world and to produce monthly income that helps take care of your bills.

I'm a proponent of keeping your income producing assets if it makes sense.

Because, most of the properties I see produce negative cash flow when allocating 5% for Capex, maintenance, vacancy and 10% for property management.Is it okay to have negative cash flow and relying on much better gains with appreciation and rent increase of San Diego market?

@Kevin Zhang i cant click the link but a thought of mine is unless the printer has the abiltiy to produce exterior and/or interior finishes savings will be minimal.The actual framing of the house is actually one of the cheapest parts of it even with lumber increasing significantly.

And a lot of top producing agents simply have better things to do then to try to chase tenants to make a whopping 200.00 a month cash flow.. their down payment money put back into their marketing would increase their income 10X or more compared to owning rentals.. 

Producing more energy than we consume= net zero.

I have become more and more interested in investing and would like to continue insurance as it is a good source of residual income however it means I am not eligible for a traditional loan for some time.I know that many people quit their jobs in order to focus on RE and part of me considers doing that as well but still unsure on how to go about doing that with producing an income stream first or keeping a W2 job.If anyone has any suggestions on this it would be greatly appreciated.