An example would be those who can't afford a mortgage of less than their cost of rent simply because they don't have a down payment and the score to back it, yet provide accurate and detailed rent payments over X amount of years.

Knowing interest rates are crazy right now and cash flow would be minimal anywhere without an extremely large down payment, I have thought about and am fortunate enough to think about purchasing an investment property 100% cash.

You'll need a down payment which is negotiable between you and the seller. 

Hi John, lender here - it really will just depend on your debt to income ratio which is the percentage of your gross monthly income that goes towards paying your current debt payments.

@Jason LeggettSubject to is you take over payments on the mortgage and make those payments and then you also pay the seller based on loan terms as wellMore to it but that’s it in a nutshell.

To ensure you are making $ each month, PP x (IR+RF)= Interest and Principal Payments.

He has accepted and asking for 450 k down payment to pay off his 300K mortgage and give him 150 k while I look the 100 k to rehabilitate the property.

Email response:Please go to your settings in the right hand corner of your page, and go into your "Billing & Payments" tab.

There can be times like the Great Recession that affected income in many markets or Covid that resulted in many tenants not making their rent payments. 

Hello Troy, Typically investment properties require 25-20% down payment.