I’m not going to dish out any secrets on how to do that as it will be different depending on your business, but the underlying theme will stay the same.

I will drive for dollars occasionally as well.

Occasionally, she would have to get a hotel when they shut down Kenosha Pass in the winter.  

When I worked in banking we occasionally had these issues arise, and it was simply an issue of a bank employee filling out a form and submitting it after accepting the deposit (NOTE:  that was well over a decade ago, so things may have changed slightly since then).  

I never use it.If you run the dishwasher at night, the dishes will be dry in the morning, except cups that collect water on the bottom and hollow pot handles.

Same for my 12 year old water heater, range and dish washer.

Dish towels, shower rod and curtain, blinds on the windows.

Yes it basically just means that you would refinance it as a "second home" and sure it gets rented out occasionally but you don't "need" to have it rented.If your W2 works for this, its fine, the other math and forumlas really start to become a factor when it is house/mortgage #X rather than your second one, or if you could not quite cover it with your w2s.

I also wholesale occasionally, which is how I got started in this business. 

It's worth losing a deal occasionally to set a precedent.