(has anyone actually read all the documentation for these loans to see if something addresses this?)

Those fields would be relevant if you were taking out a loan on the property.  

Since you have mostly commercial use, you'd most likely need to speak with a commercial lender.The only other problem I am seeing here is the loan amount. 

I cant assist on loans in CA directly as I'm not licensed in CA, however I'd be happy to send over some referrals to some lenders who I'd normally approach for this project for you.

It depends on what your starting reserves are, but if you have enough for a down payment, I would look into DSCR loans for financing, as you can qualify based on the property's cash flow as opposed to your own personal income. 

The loan on my current home has a 6% interest rate.

With the new 5% down conventional loans, it definitely opens up more possibilities, it really comes down to what you're trying to accomplish.

What are some loans that don’t require 2 years of work history?

Then once they are rented out, I leverage the equity created and the rent coming in to use a DSCR loan to pull my money invested back out.

I rent that 2nd property out for $1500 per month which I will use to pay the new mortgage and my new HELOC loan.