30 year conventional loan

@Michael Adamo- thanks - if you decide to purchase a AZ  property - make sure to get pre approved for a loan  ( if needed)  well before you begin looking for properties 

You can however use the projected short term rental income to underwrite the DSCR and approved the loans.

@Tyler Kowalczik- thanks for the post ....1) get pre approved for a nypotehtical  scenario  so that  you  can make sure you can get  financing and also  so you  can  become familar with the process  2)  you will need a  down payment of  15% or more   3) once you know what a  possible  realistic  loan payment  looks like - do your  reserach on  what  rental incomes  are  realistic  and  this should help with your  decsion making .....the prices are  high in LV ...Port angeles  or  P townsend  might be  better ......consider  Kitsap county  ( although its  been  increasing in value )

Are there any tax implications or other considerations if we use this loan for our personal home project?

Hi,i have a duplex property in south LA.purchased it for 275k now worth about 750k and I owe 525k in loan due to cashout refi that I used it for a downpayment for my other investment property.Due to this cashout I'm negative cashflow.

For example, private lenders can make owner-occupied loans all day long.

You pay a bank interest, if you can do something BETTER with the loan proceeds than letting it sit in the property as equity and can generate a return greater than the interest paid.

My question is if anyone has any referrals on lending for the remaining loan amount necessary.

With this mortgage, her monthly debt payments are almost as much as her income (I'm honestly not sure how she was even approved for the loan).