(see below)I've received free consultations from the following:* Safeguard Advisors - $1375 setup fee, $125/yr (starting 2nd year)* Discount Solo 401k - $575 setup fee, $125/yr (starting 2nd year)* IRA Financial Group - $999 setup fee, $199/yr (starting 2nd year) Has anyone worked with any of these companies and is the service worth the money? 

For example, your investor could use a self directed 401k or IRA to invest and those vehicles don’t get depreciation benefits.

It goes like this:Our 401K or IRA isn't "cash flowing". 

Most of what we do is in-house or we broker to larger funds/lenders, but sometimes we'll work with smaller investors that are looking for smaller deals... sometimes in their IRAs.

Without W2 income and only 1 rental property, you will either need a good amount of assets in your Trust's name (a living trust with $$$ cures all problems) or be 59.5+ yrs old with money in an IRA account. 

I've also been thinking about starting an IRA on the side just to diversify my investing and have a fallout plan aswell.

The exception to that is a self directed IRA (although there can be exceptions to this too)

Definitely would have to partner or get creative with a self directed IRA or something for the down payment.  

Someone who is doing this and successfully had to start from scratch somehow someway whatever that may be. its a great play for those with money in an IRA  and cash.. its simply not a model that can be done without cash to buy the notes you don't leverage into buying debt.  

First, using a self-directed ROTH IRA, and second through our LLC.