If they find any issue with the investor's intent behind the exchange, they can question that 1031 exchange anytime.

Due Diligence Documents shed light on things that owners (intentionally or unintentionally) try to hide - we found out the rent for the lot was a whopping $70 lower than we initially thought.

Is the owner obligated to renew the lease before any sale because she showed intent in a text message?

My original message intention was to see if I could locate such a lender.

I've been focused on the cash flow now with the intent to 1031 3-5 years down the road into something bigger.

@Austin Works usually no and you also can't 1031 a property which the intent wasn't to hold it long term as a rental.

While my intention is to keep the property long term, I feel that $5000 could be "better spent" from a short term perspective for something such as adding AC or using the $5000 toward another property.

If the intent is to pay this debt down sooner than the actual terms you just need to figure out the cost benefit to securing the lower rate.

And finally, I don’t live in FL or have any intention of going down there, is this an outrageous stipulation?

How will I know or I will I be able to identify what their intentions are of the property meaning if I knew that with their in-game was then I would be able to set a path and getting my connections made and my lists of the two or three fires that I could talk to you and figure out if they are a wholesale type of investor or there a they're a buying and  hold type of investor or they are going to get somebody in there for a rental property.