Let's assume they are selling their own house where they lived for many years.

ya well cupertino palo alto los altos and los altos hills Monte vista Saratoga Los gatos still basically $2,000.00 a sq ft for SFR housing..

If you have performed rehab, my favorite programs offer both no seasoning and 90-day seasoning requirements to use the appraised value as the basis for your loan.

We plan to take a loan against this house (home equity loan or refinance) for 75% of its value, hopefully.

The house I am looking to buy has a detached garage about ~1300 square feet and already has a bathroom in the property. 

I did that with my parents and it worked out perfectly when i bought their house.

As a real estate agent in Arizona, I want to be able to provide potential homeowners with multiple options for cash offers on their house.

Hi, I have a rental house in McKinney free and clear (without mortgage).

It will depend on the state, but yes you can close on a DSCR loan in your individual name.

You can hypothecate collateral from one person/entity for use by another person/entity, but you might want to borrow the money as a home equity loan (fixed payments and term...one time funding) or a home equity line of credit (HELOC).