LL cannot deduct for usual wear and tear, but only damage in excess of that. 

Rent rolls (vacancy rate) might be important in an area where there is excess housing - not so much in areas where housing is short.

Man that price for the laminate installed seems excessive.

Found an interesting article about Mechanics liens explaining how they can be used to generate huge yearly returns in excess of 200%.

I believe some markets will be affected greater due to lack of demand or excess inventory.

We are fairly frugal at the time being and push all the excess into down payments for more investments.  

If you are open to roommates you could each put your extra bedrooms on Airbnb for even more excess cash.

@Weng L.It sounds like your lender responded to covid by placing additional requirements/restrictions in excess of the minimums established by freddie/fannie.

You may wish to confirm that the new 401k provider will handle the ongoing compliance support such as any required 5500 filing (e.g. 5500-ez for a one-participant plan with assets in excess of $250,000), any required tax reporting (e.g. 1099-r in the event of a distribution or in-plan Roth conversion), mandatory plan updates and amendments, etc.4.

However “expense ratio’s out of whack” seems a bit excessive, I’m quite capable of replacing a roof, floor, wall or window, not much more than that in a mobile home.