I have a long time to really sort this out and think of a strategy but I figured this wouldn't be a bad place to start!

Can someone please explain to me how to figure out the After Repair Value.

Assuming you use an agent to sell, I figure 8% of the selling price.

Cari, Figure out exactly what your goals are and what you are trying to accomplish.

Figure that will save you 6-7% of the loan amount.It also assumes you sell with an agent.

I'm trying to figure out alternative methods instead of using bank financing as of now.

If you are relatively new, I would strongly urge you to attend a number of Sales first, observe which Investors are bidding (they are usually regulars with Cash or Credit-Lines), evaluate the properties that are being advertised and sold, including the figures (numbers), then determine if you are ready to play with the players.

As I stated, there is no need to make adjustments as the 50% rule is an average and over time, as Mike says, you will end up with that figure.

And the more they get distributed, the more likely people will figure out about you and your business.

You said 36k purchase price but didn't give a figure of how much $ you invested in repairs.