Then if I need to do real estate things during business hours I can, and I sleep around those tasks and my night shift.

You'll find each shop is very, very different with most simply focusing on good old-fashioned Fannie, Freddie, FHA, VA, and USDA.

Details below...We need a FAST cash-out loan product that requires only the personal guarantee of my business partner (60% ownership) to be used for: completing the remaining rehab and getting the 1st house rent ready, paying off revolving credit accounts to get her credit score up, and funding the other projects we have in the works.To help bring you up to speed on what's transpired over the 11 weeks we've been in business...We started our business on Dec 1, 2023, leveraged our "then" good credit/high w2 incomes to bootstrap the startup, assembled a rehab team, and are now about 2 weeks out from the completion of our 1st rehabbed property.We've closed on 3 properties, all owned free/clear, and have paid for renovations with personal funds/credit.My credit score was 810, but is now 592, due to excessive debt but 100% on-time payments, therefore can't personally guarantee a loan.My business partner's score is currently in the 700s, but likely wont be for long, due to her revolving credit % continuously increasing, as we push towards the completion of the first rehab utilizing her remaining credit on her CCs.Recently, I started researching the underwriting timeline for DSCR loans. 

@Rose LaurentThere are a number of business models what can work in Albany.

This info is sometimes available via ancillary MLS systems (such as REALIST), or you can do an old fashioned public records search for mortgages.

I am eager to build connections with investors, realtors, general contractors, handymen, property managers, and lenders who do business in North Jersey.

Me and my business partner would own the LLC.

You must get a business license and notify neighboring properties.  

This means that your net profit from your LLC business gets reported on your personal tax return on a Schedule C.

There are two different topics / questions1) Can I deduct real estate education if I am involved in a real estate rental trade or business.2) If you can deduct it, is there a passive limitation involved.