If you don't have some extra cash left over after the end of the month you might want to wait until your cash flow situation is a little better and you have saved up some money.  

A different qualifies applicant has two dogs and would pay an extra $50 per month, so that extra income is appealing.  

The devil is in the details.

After i put down 20 percent for the purchase at 270 can i take out the extra equity up to 80/20 loan value.

She did provide me the details which I don't agree with.

Very frustrating.I'm sure my preconstruction investing days are over unless Ontario starts seeing some changes to protect the buyers.Cosmos condo is another project in Vaughan that was cancelled, deposit returned to buyers, and now builder is putting up a condo literally across the street for approx an extra $100k more on similar sized units.

I am just letting you know, we will be extra careful going down the stairs for our own safety, but you never know when something could happen.

I know a family renting my house doesn't generally have a lot of extra money during the Christmas season and that gesture has seemed to go a long way.  

Thank you for the detailed response

It depends on a ton more details about your personal situation.