My STR is actually in Vermont but that doesn't even exist on BP. lol.

consider cashing out of properties owned rather than selling . what are the scenarios looking like with value vs mortgage ?

In a perfect world, your primary would be paid off and the only HELOC on it would be for peronsal emergency issues - job loss, medical, etc.Recommend you find a lender that finances rentals, get a refinance going, then watch mortgage rates for the next dip to lock in a decent rate and close.

Spot on.. yes, large builder with their own mortgage - Pulte.

2.If we decide to go with an LLC mortgage ,will three of us have a credit check run again which in case we rather do a conventional and transfer the deed ? 

In effect, I have been paying a mortgage for over a year and it has really put a major dent.

We just had a baby back in October and are not keen on the idea of moving right now, plus our mortgage is crazy cheap so we don't really want to lose that right now either.

There is info on that at  https://www.biggerpockets.com/forums/12/topics/1167256-these...So, the initial numbers look something like this: $235,000 ARV, Here is a house for our exampleIt usually takes a beginner 6 months from buying the house, rehabbing, selling & closing to getting your money.SELL: It assumes you are putting 20% down on a purchase price that is 65% of what you will sell it for with a Net Profit of $22,981 if you flip & sellRENT: Your monthly mortgage cost is $1,302 and Rentometer says it should rent for $1,500 - a $200 a month difference.

As far as I know, DSCR HELOCs do not exist and most of the trustworthy outlets I'm also aware of put 2nd HELOANs (DSCR) on pause.

But it's a primary residence for my mom, can she only take 25% of the mortgage interest deduction?