Unfortunately, many see it as "gov'mint" restriction rather than a reasonable consumer protection.

If I may ever answer any questions related to consumer credit, please ask! 

Hello, Separate but related to an earlier consumer credit-related post from the Wall Street Journal, this article describes how credit is used in calculating auto premiums.

Over the last twelve years I've worked for two of the biggest brands in American consumer goods, Harley-Davidson and Coca-Cola.

---enhancement to property after X amount of time present? 

One company buys the condemned trailers and overhauls them and then sells them to a wholesaler who knows about the damange and they turnaround and sell them to retailers and fail to disclose the flood issue and the consumers are hung out to dry because they are never told.

Once you win they hand it to a processor in India that will also be very robotic scripted, like your standard customer service line these days.The silver lining is that their one-sided contract and policies generally scare off the normal consumer and most realtors don't want to deal with them, so they eventually have to make the price appealing to investors. :)

Number two the higher end markets the consumers go to upper end stores to shop.

Shoot for a quad with opportunity for cosmetic enhancements.

We have nearly consumed our 10k supply.Best of luck with the flooring!