However, the return on an investment in real estate is usually calculated from the perspective of ROI and Cash-on-Cash return, which is based on the cash flow on the deal. 

Following - I'm based in California

DSCR loans can also have flexible seasoning, meaning you can cashout refinance quicker based on the new appraised value.

IMHO: anyone hoping for a price correction better hope…There aren’t 1,000’s of other people waiting for the crash to either beat them to the deal or bid the price up  Current owners don’t hear that rates will drop this year, maybe in a few months. 

Based on the criteria you listed, I think our market may be perfect for you.

For instance, if your property is listed for sale below its appraised value or if you reduce the asking price during the listing period, most lenders base their lending decisions on the lower of the two values.

Yes, you will be required to pay income taxes on your withdrawal based on your year-end income vs expenses.  

Meaning, you might have to drop $70,000 on a pool...but you may only get $20,000 in value. 

Keep plugging away and you will find your success....Your success is based on the work YOU put in....

@Joshua Logan I'm out of the Mankato area, we invest in Section8 apartment buildings (Project Based HUD properties).