Having been in Oregon wine county last 30 years ( started as a Logger) and now many of the tracks i logged are now vineyards and with global warming things changing on that end.. 

Thank you everyone for the warm welcome!

So yea, again there are Realtors who you can push your weight around & get to do a bunch of work for you at little to no cost but they don't have much value to provide you other than being a warm body to push the pencil & open up lock boxes.

@Wes BlackwellUBI is one of those things that looks good on paper and gives people warm and fuzzy feelings but always has unintended negative consequences. 

I do agree with your statement, this credit card will come due at some point and probably not soon, but when it does it’s going to make 1929 look like a warm up!

Georgia is a warm belt state and one of the fastest growing states in the country.

I really appreciate the warm welcome!  

Also, thanks @Julie McCoy and @Rhonda Blue for your warm welcome and all the info.  

warm market..are you contributing the land or are you looking to raise 100% of the funds for the project from investors and bank ? 

Fun times for us until as stated refi market froze up like antarctic.. we are now in global warming so refi's are while not as easy as then at least for WELL qualified borrowers they happen every day now.. which is a great thing and has strengthened the markets and created some appreciation as well.