@Sean WaltonYou know you brought up an interesting point about grocery ads being delivered on Thursday.

Have they told you or put a contingency in their offer the house must be delivered empty??

I have a roommate that delivers pizza and  the majority of his income is cash from tips.

I would not like them mailing me a check as I travel frequently and it would delay funds to have to deposit after it's mailed (usually after post office delivers held mail).

It comes out to around 30 cents per flyer delivered and you can target specific areas, by zip code, income, family size, etc. 

When Wall Street fails to deliver, they have zero recourse. 

@John WoodrichThe way I look at the $25K escrow is, the seller has to deliver the unit in a manner that can sell.  

Side note, BofI has a competitive pricing matrix, so although they're a portfolio lender they have the technology platform to deliver low rates and flexible loan terms.

The critical provision is: The Jim Brooks Act would require landlords to submit copies of all rent-increase and eviction notices to the city within 48 hoursafter the notices are delivered to a tenant household.

I have amazing mentors without them I'd still be delivering pizzas and working at 7/11 lol.