This convinced me that some people are willing to write and sell anything online whether accurate or not (like I should be surprised).Having proven to myself that I can get AP cases approved by even tough judges now, I'm on to other projects and techniques. 

Wholesaling and Buy and Hold are both excellent REI techniques, but require VERY different skills, systems, etc.  

12.4% for social security 2.9% for Medicare Texas has no income taxesPlus whatever your Federal tax bracket is http://www.taxact.com/tools/tax-bracket-calculator...

What percentage of those funding your deals come to ifunding through your social media presence, and what percentage comes through theirs? 

I am glad I found this site, from here not only am I learning a lot of techniques I"m also been able to buy J Scott's book and it is filled with great info.

At the very least have done some basic marketing techniques and made offers.

Does anyone have a technique that works? 

Approval process is the usual, you need to fill out a form with all the usual info including social security number of course............ it got me thinking.In todays financing world i get many calls for creative lenders. how can you check that these company's are legit?

Yes, a very big learning curve.Your research should include online efforts to determine if owner(s) are, in fact, deceased which can be determined by social security death index. 

I am planning to maximize and utilize this time to educate myself, understand the market trends in terms of incline/decline of housing volatility (mortgage perspective), job movements, and social/economic/political factor that influences in the RE market.